20 Silverdale CT St Charles, MO 63303

LOCATION, UPDATES & SPACE TO ENTERTAIN - this one has it all! Situated on a cul-de-sac lot in a highly convenient location near shopping, dining, and major highways (70, 94, and 364), this beautifully maintained ranch offers the perfect blend of comfort and functionality. From the moment you arrive, you'll appreciate the attractive curb appeal and thoughtfully landscaped yard. A new cedar deck (2022) provides the perfect spot to enjoy your morning coffee or unwind at the end of the day, with stairs leading to a patio and backyard below. And, the storage shed is included for added convenience. Inside, the vaulted great room serves as the heart of the home, featuring two skylights, a gas fireplace, and an open, inviting feel. The eat-in kitchen offers a full pantry, stainless appliances (refrigerator stays!) and has been tastefully refreshed (2026) with new LVP flooring, updated countertops, stainless sink and faucet. You're sure to appreciate the convenient main floor laundry with stylish shiplap accents and storage cabinets. The primary suite features a beautifully remodeled bath with a double-bowl marble vanity, undermount sinks, framed mirror, updated lighting, subway tile shower, and modern glass doors. The finished walk-out lower level expands your living space with 9-foot ceilings, a full bath, 4th bedroom with walk-in closet, spacious family room, and an impressive 12-foot bar that's ready for game days, celebrations, and gatherings with family and friends. Additional improvements include roof (2016), windows (2021): triple-pane on the back of the home & double-pane on the front, sliding doors (2021), water heater (2022), furnace (2015), AC (2018), laminate flooring in the lower level (2020), and 6-inch gutters and downspouts (2024). PLUS, the oversized 2-car garage includes electric vehicle charging capability. A home that offers thoughtful updates, flexible living space, and a fantastic location—ready for its next chapter and YOU!